Mortgages Made Simple
Where do you want to start?
Serving Mancos, Durango, Cortez, Dolores, and all of Colorado
How We Work
Every mortgage journey starts with a simple conversation
The Conversation
In this first step, we gather details about your income, assets, credit history, and monthly obligations. Then we dig deeper: What are your priorities? What’s your comfort zone when it comes to a monthly payment and what is your timeline? This is where your borrower profile takes shape — giving us the insights we need to recommend the right options from the start.
Build Your Plan
Once we’ve built your borrower profile, we’ll map out loan strategies that align with your goals and comfort level. Together, we’ll review different programs, compare scenarios, and talk through how each one affects your cash flow, long-term equity, and overall financial goals. You’ll walk away with a clear plan — one that fits you, not the other way around.
Move Forward
With a solid plan in place, we move from ideas to action. Our team will guide you through the next steps, from application to approval, all the way to closing day. You’ll always know what’s happening, what’s needed, and what’s next. And you won’t go through it alone, we’re with you every step, making sure your loan stays on track and your goals stay in focus.
Why Montezuma Mortgage?
Mortgages are complicated - working with the right people shouldn’t be.
Daniel Hennek - Principal Broker
NMLS # 198218
We Listen First
Every great plan starts with understanding. We take the time to learn what matters most to you. Whether you’re buying your first home or refinancing, we build our recommendations around your situation and priorities. Nothing cookie-cutter, nothing rushed — just a clear picture of what’s right for you.
We Simplify the Complex
Once we understand your goals, we turn the details into something clear and visual. Using our Loan Options Presentation — a side-by-side comparison of your top loan scenarios — we help you see how each choice affects your monthly payment, equity growth, and long-term costs.
We’re Local, and We Care
We’re proud to serve our neighbors here in Mancos and across Southwest Colorado. Our approach is rooted in honesty, education, and care — guiding you step-by-step so you always understand where things stand. When you work with us, you’re not just working with an experienced mortgage broker — you’re working with a local team that’s invested in your success.
Start with a 10-Minute Conversation
No pressure — just clarity and next steps