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Loan Options

Illustration of a house surrounded by keys labeled with various mortgage types, including FHA, VA IRRRL, USDA, FHA 203k, Conventional, VA Rehab, USDA Rehab, HomeReady, and VA.

One Size Does Not Fit All

The right mortgage can make a world of difference. While many companies offer limited choices, we provide a wide array of options to fit your needs.

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Infographic detailing Fannie Mae & Freddie Mac Conventional loans with 97% Max LTV, minimum FICO 620, property and occupancy types, purchase, refinance, and construction options.
Infographic about Federal Housing Administration (FHA) loans highlighting max LTV of 96.5%, minimum FICO score of 500, property types, occupancy types, loan terms of 15 or 30 years, and loan types including purchase, streamline refinance, cash out refinance, rehab (203k), and construction.
Infographic about VA Loans from Veterans Administration, highlighting features like Max LTV of 100%, no minimum FICO score, applicable to various property types, 15 or 30-year terms, and options for purchase, cash out, streamline, IRRRL, rehab, and construction.
Jumbo loan criteria infographic with Max LTV at 90%, Minimum FICO score of 660, applicable for property types like single-family, condo, townhouse, multifamily, manufactured homes, and occupancy types including primary or secondary investment properties. Loan terms available in 10, 15, 20, and 30 years. Options include purchase, refinance, and cash-out refinance.
USDA loans information with maximum LTV, FICO score, property types, occupancy types, and loan terms, highlighting purchase, streamline, refinance, rehab, and construction options.
Financial services flyer detailing "DSCR - Bank Statement" options for private and investor loans. Features include maximum LTV of 90%, a minimum FICO score of 620, eligible property types like single-family and condos, various occupancy options, and loan terms ranging from 10 to 30 years. Services include purchasing, refinancing, and cash-out refinancing.
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“We had a few setbacks due to a title issue. Even though it was not his responsibility, Daniel walked us through the process and also helped out when we needed to find a new insurance company at the last minute.”

— Google Review

“We can't say enough about how impressed we were with Daniel and his team. They were so responsive and helped problem-solve any issues. They also saved us money in the process. We highly recommend Montezuma Mortgage!”

— Google Review

“Daniel was so very wonderful to work with. Professional, knowledgeable and expeditious. Bonus he's LOCAL and has national level industry knowledge, what more could you ask for?”

— Google Review

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